Grupo Financiero Galicia S.A. (GGAL)

Q2 2012 Earnings Call

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August 15, 2012 11:00 AM ET

Executives

Pablo Firvida – Head, IR

Analysts

Nicolas Chialva – Itaú BBA

Phillip Rowe – GWI Asset Management

Federico Rey – Raymond James

Presentation

Operator

Welcome to the Grupo Financiero Galicia Second Quarter Earnings Release Conference Call. This call is being recorded.

At this time, I would like to turn the call over to Pablo Firvida. Please go ahead, sir.

Pablo Firvida

Thank you. Good morning, ladies and gentlemen. Welcome to Grupo Financiero Galicia second quarter fiscal year 2012 conference call. I am Pablo Firvida, Head of Investor Relations. With me today are some members of the management of the Bank and Grupo. We want to thank you for attending this call.

I will make a short introduction in order to explain the operating conditions under which the reported results have occurred and summarize the Bank’s performance during the quarter then we will take your questions.

Some of the statements made during this conference call will be forward looking statements within the meaning of the Safe Harbor provisions of the US Federal Securities laws. These forward looking statements are subject to risk and uncertainty that could cause actual results to differ materially from those expressed in the forward looking statements.

During the second quarter of 2012, international and financial markets showed a moderate rise in volatility returning to levels seen in the fourth quarter of 2011, mainly due to remaining doubts regarding European Fiscal and financial situation. Global economic activity decelerated its pace of growth with some visions as Europe experiencing recession.

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